About to ask for a car loan - Page 2

Ok, here we go. What do you do for a living?

You're barely getting your license and this is all assuming that you're going to pass the test (if you do, congratulations)

Getting a loan really depends on how much money you're going to put down, they're going to ask for taxes to prove income and or bank statements. I know this because i just got a car my self with Toyota Financial and they approved me for a 27k loan. I had to show bank statements and that was enough, also .. i have been actively moving my social for the past 10 months (getting in-house credit paying things off) i'm also self employed.

You just synced your social? I would suggest running a creditkarma.com on your social to see if anything comes up, if nothing comes up and you try to get a loan more questions arise and they're going to ask for your EAD (some people freak because of the 2 year extension and might deny you solely based on that) make sure you really do have a backing on your credit because if you don't prepare to have a high APR if they do approve you.

When did you get your social? (you wont be on the system if you just got it)

I would wait about 8+ months before getting a car loan so you know you wont get denied. or go in there with a sizeable down payment.

heres the kicker, my credit score went up because of my car loan. It suppose to go down, which is what everybody told me, But its up and successfully applied for a credit card, now i have two. Let the american dream begin.

Don't go all turbo on this, it takes time.

How much interest you have to pay with Toyota financing the car?
I've been working for 8 months and Have one credit card for about 2 months..
I spoke with a Mazda dealer and he said 13% interest since I'm just starting my credit.

Thanks for your input.

But I've been driving for about 5years without one. I got my ssn like a month ago.
And I am making a down payment of 4grand and I have a car in my parents name but it's mine I'll get like 4grand for it. I could show them my bank statements. But why would they look at it? To see if I have 4grand? I'm a cook btw.
My taxes aka w2 show my fake ssn and I don't want present that. I think I have a document that shows I did my taxes with my itin. I have a credit card but like I said I just changed It like a month ago. I have not wrote letters to the 3 credit bureaus I want to start clean and fresh. What should I do?