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DAP Forums > Other Topics > Other Topics

Question about the Affordable Care Act? - Page 2

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#11
08-18-2013, 12:31 AM
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I don't see why DACA recipients would be exempt. Unless Obamacare has had its text modified, which it has not, the bill covers those legally present.

If immigration reform doesn't pass, I suspect we'll likely end up with a major court battle on this if they try to de facto exclude us from Obamacare without changing the bill's text.
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#12
08-18-2013, 08:00 AM
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Quote:
Originally Posted by Frank Knight View Post
I don't see why DACA recipients would be exempt. Unless Obamacare has had its text modified, which it has not, the bill covers those legally present.

If immigration reform doesn't pass, I suspect we'll likely end up with a major court battle on this if they try to de facto exclude us from Obamacare without changing the bill's text.
It doesn't make sense to treat DACA recipients differently than other deferred action cases, but I remember last year when Obama administration released that this would be the case, and we would be treated differently for Affordable Care Act. I am surprised it isn't in bill text.
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#13
08-18-2013, 12:11 PM
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Source to Obama saying it? The executives have some leeway in Obamacare's provisions, but it doesn't seem likely he can exclude DACA recipients with the text as is. I suspect he said it just to calm down people who'd be angry otherwise.
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#14
08-18-2013, 05:41 PM
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Found this:

http://www.nilc.org/acadacafaq.html

Quote:
The Obama administration released two official policy announcements on August 28, 2012, that specifically affect the eligibility for federal health care programs of individuals granted deferred action under the administration’s “deferred action for childhood arrivals” (DACA) policy. The policies announced on August 28 — which were issued as federal regulations and guidance — do not affect any other immigration category and do not affect individuals granted deferred action apart from the DACA policy.
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#15
09-29-2013, 01:06 AM
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For people with DACA who doesn't have access to employer insurance, what options do we have? Would private insurance outside the marketplace be available for us? I still don't understand our options and would appreciate some explanation.
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#16
09-29-2013, 09:22 AM
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Quote:
Originally Posted by TAKEaPillChill View Post
For people with DACA who doesn't have access to employer insurance, what options do we have? Would private insurance outside the marketplace be available for us? I still don't understand our options and would appreciate some explanation.
I think it's the same options we've always had. It won't be more affordable.
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#17
09-29-2013, 01:44 PM
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Quote:
Originally Posted by Swim19 View Post
I think it's the same options we've always had. It won't be more affordable.
The options available for those under DACA are Employer-based insurance and buying insurance outside the 'Exchanges'. The effect of the Affordable Care Act is to lower insurance premiums in the marketplace; while, we would not be eligible to take advantage of the savings in the exchanges, however, the market would lower premiums (naturally, as a result of the ACA) that would benefit us.

What I recommend is going directly to known insurance providers in your area and getting an individual quote (or family if you want insurance for more than yourself) and make a decision based on what you'll need.

Here are some insurers (May not be available in your area)
Aetna
Humana
UnitedHealthcare
Kaiser Permanente
Anthem
BlueCross
Southern Health
...State Farm

Anyone is free to add any that I may have missed
Last edited by Malign0n; 09-29-2013 at 01:46 PM..
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#18
09-29-2013, 06:27 PM
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Thank you Swim19 and Malignon. I was just confused because if you go to other threads in this forum, I see answers stating to "just get private insurance via employer" as if there wasn't an option to just get private insurance on your own. If an employer were to offer me an insurance from Small Business Health Options Program (SHOP) would I be allowed to sign up for that? I'm assuming no. A definitive answer would be appreciated. Thanks
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#19
10-01-2013, 08:37 PM
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Quote:
Originally Posted by TAKEaPillChill View Post
Thank you Swim19 and Malignon. I was just confused because if you go to other threads in this forum, I see answers stating to "just get private insurance via employer" as if there wasn't an option to just get private insurance on your own. If an employer were to offer me an insurance from Small Business Health Options Program (SHOP) would I be allowed to sign up for that? I'm assuming no. A definitive answer would be appreciated. Thanks
SHOP has been delayed for a year. But if it hadn't, then no. You would not qualify if you are a DACA beneficiary since it is a "Marketplace" program. You would be required to deny the coverage and consider the other options stated above.
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#20
10-03-2013, 05:15 PM
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Since Obama administration itself holds that DACA recipients are not eligible to participate in the exchanges, even if other deferred action recipients are, it actually strengthens Jan Brewer's argument that she can deny driver's license to DACA guys.

When the administration itself discriminates DACA recipients, every state government is now able to do the same thing. Needless to say this is bad.
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