Denied Credit Card because not a PR??? - Page 2

Originally Posted by Kamara22

Thanks to this forum I stayed far away from Wells Fargo. However, Discover denied me not once but twice. Like a fool after being denied the first time, I received a invitation letter in the mail, so I figured they say the light about me, and was denied again (2 damn hard inquiries). Began building my credit with a secure Citi credit card, then Capital One sent me two pre approved letters, now I have 2 cards with them. I also have a amex, but I didn't know the difference between credit and charge cards, so it does nothing for my score.

Originally Posted by gianka09

i applied to BofA 2 years ago in person and they approved me for a regular CC with $1100 credit limit.... and last month i applied online with chase and was also appoved.... and they didnt ask me about my status on their website!!!(but BofA does ask for you status when applying online)

Originally Posted by Task_1539

Wells Denied me for a Student card - said my only option was to get a Secured Card. When I asked if they'd eventually let me upgrade to a regular card, they said not until I was at least a PR.

I said FTS

Looked online, applied for Capital One Journey. Approved Instantly. A year I decided to shop around for a better card since the Journey is a basic cashback program. Applied for AmexEveryday and was approved in a few days.

A buddy of mine was offered a BoA CC, was approved without a hitch.

I know a lot of folks, students especially find it easy to get approved for Discover, but I was denied by them when I applied for their student card.