In the process of buying a house.
Hello Folks!
So, I've started to buy a house by myself. The process has been smooth so far, but as always, the immigration status sometimes gives us bits of problems. I am very near buying a house with no cosigner due to the "3 year" extension. I will post my experience here in the hopes that many of you follow this process.
This forum has helped me a lot, so I'd like to contribute. I've researched many threads on here about getting a mortgage, however most of them include cosigner or negative experiences. The point of this post is to help future homeowners get a grasp of the process.
2012-2014
1. Graduated May 2012 with a Bachelors.
2. Got a Discover credit card to raise my FICO score.
3. I got a car loan from a local credit union
4. At the end of 2014, my score was at around 730.
2015 -
1. Started process to buy a house. 01/05/2015
2. Got "pre-qualified" from credit union.
3. Found a nice home with realtor. 01/10/2015
4. Placed bid 01/15/2015
5. Realtor reccomended mortgage company. Turned in docs: immigration, income, etc.. 01/20/2015
6. Setting up inspection, turning utilities on. 02/01/2015
7. Property tax forms to be filled. 02/03/2015
Hopefully this has a happy ending!
So, I've started to buy a house by myself. The process has been smooth so far, but as always, the immigration status sometimes gives us bits of problems. I am very near buying a house with no cosigner due to the "3 year" extension. I will post my experience here in the hopes that many of you follow this process.
This forum has helped me a lot, so I'd like to contribute. I've researched many threads on here about getting a mortgage, however most of them include cosigner or negative experiences. The point of this post is to help future homeowners get a grasp of the process.
2012-2014
1. Graduated May 2012 with a Bachelors.
2. Got a Discover credit card to raise my FICO score.
3. I got a car loan from a local credit union
4. At the end of 2014, my score was at around 730.
2015 -
1. Started process to buy a house. 01/05/2015
2. Got "pre-qualified" from credit union.
3. Found a nice home with realtor. 01/10/2015
4. Placed bid 01/15/2015
5. Realtor reccomended mortgage company. Turned in docs: immigration, income, etc.. 01/20/2015
6. Setting up inspection, turning utilities on. 02/01/2015
7. Property tax forms to be filled. 02/03/2015
Hopefully this has a happy ending!
__________________
Do not pretend, be. Do not promise, act. Do not dream, realize.
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We appreciate your contributions and we hope that you get the House!!!
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[b]Package sent on:9.24/2012
Delivered on: 9/25/2012 @ 11:00am
Routed to:Nebraska
Biometrics: 10/09/2012
APPROVED: 11/06/2012[/B
Delivered on: 9/25/2012 @ 11:00am
Routed to:Nebraska
Biometrics: 10/09/2012
APPROVED: 11/06/2012[/B
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__________________
App Send: March 6 Place: NebraskaAcceptance: March 12 Notice of Action: March 15
Biometrics Letter: April 2 Biometrics Date: April 18
EAD: Jun 14 DACA: June 16
Driver license: Sep 5 2013. CNA:12/28/13. Jan/21/14 Hired
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Application Sent - 9-22-2012 (Sent by Attorney)Phoenix Date Biometrics scheduled-10-31-12 Walk-in:10-9-12
APPROVED: 10/25/12-Date of EAD received -10/31/12
DACA Renew: 821D 9/25/14, EAD 9/26/14
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