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DAP Forums > DREAM Act > The Lounge

What happens to our credit card debt if we get deported? - Page 5

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#41
11-09-2016, 08:18 PM
Senior Member
From an immigration detention center with my pal Chyno
Joined in Jul 2011
4,857 posts
carnivore's Avatar
carnivore
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Quote:
Originally Posted by Gzalo View Post
Cash. I have no credit cards, no debt whatsoever, and plenty of property/assets I've amassed in my short years under DACA. I learned my lesson the first year I was able to work how idiotic the culture in this country is:

Spending money you don't have to impress people you don't like.

I pissed away all my money going out, drinking, weed, eating out, and useless purchases. I felt like after growing up illegal and not being able to do most of those things I finally had the chance to do them, having not grown up that way, I realized quickly how foolish this materialistic culture that drives this country really is, having been an outsider for so long. I was also fortunate enough to have an incredible economics professor in college who had similar ideologies and criticism of America and its culture.

That coupled with the fact that DACA was never a permanent thing were all the reasons in the world to save money rather than pissing it away like many in this country do. And most of the time get little to no return for it.

It's beyond idiotic.
Lol.

Credit allowed me to move out of my mom's apartment and get a job.

It allows me to go on vacations and pay for it later. I have enough mile rewards for a few free round trips anywhere in the us.

It gives me a safety net if i lose my job.

Credit card provides rental car insurance for free. That saved my ass once when i banged up a car.

It builds up my score for larger loans if i need it.

And I'm not in debt!

You're an idiot.
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Originally Posted by vft1008 View Post
Attention whore to the very end.
Last edited by carnivore; 11-09-2016 at 08:21 PM..
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#42
11-09-2016, 09:23 PM
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Joined in Nov 2012
1,566 posts
turmalina
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Hahahah this thread is so rich.

Goddamn, trump is the antichrist, just look at the squabble he has you under

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#43
11-09-2016, 09:27 PM
Senior Member
From california
Joined in Oct 2012
372 posts
superanxious
0 AP
I have like 10k in debt and my car. Actually colections already. I want to turn in my car and just save that money just in case
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App. Rec.: Oct. 29 Bio letter: Nov. 7
Bio walk in: Nov. 19 Bio Appt.: Nov. 26
APPROVE: DEC. 31 DACA & EAD
App. July 29 16. Bio Oct. 16. Exp. 11/17/16
Approve 11/16/2017
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#44
11-09-2016, 09:33 PM
Senior Member
From Connecticut
Joined in Mar 2009
8,670 posts
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Quote:
Originally Posted by Gzalo View Post
Cash. I have no credit cards, no debt whatsoever, and plenty of property/assets I've amassed in my short years under DACA. I learned my lesson the first year I was able to work how idiotic the culture in this country is:

Spending money you don't have to impress people you don't like.

I pissed away all my money going out, drinking, weed, eating out, and useless purchases. I felt like after growing up illegal and not being able to do most of those things I finally had the chance to do them, having not grown up that way, I realized quickly how foolish this materialistic culture that drives this country really is, having been an outsider for so long. I was also fortunate enough to have an incredible economics professor in college who had similar ideologies and criticism of America and its culture.

That coupled with the fact that DACA was never a permanent thing were all the reasons in the world to save money rather than pissing it away like many in this country do. And most of the time get little to no return for it.

It's beyond idiotic.
Come through to Massachusetts. Recreational marijuana is now legal there. That'da be quite comforting right now for everyoneeee! Why can't Connecticut just as cool. We're running up a freakin $5B deficit in this damn state. Talk about debt.
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#45
11-10-2016, 12:03 AM
Senior Member
Joined in Nov 2010
201 posts
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Quote:
Originally Posted by Gzalo View Post
Cash. I have no credit cards, no debt whatsoever, and plenty of property/assets I've amassed in my short years under DACA. I learned my lesson the first year I was able to work how idiotic the culture in this country is:

Spending money you don't have to impress people you don't like.

I pissed away all my money going out, drinking, weed, eating out, and useless purchases. I felt like after growing up illegal and not being able to do most of those things I finally had the chance to do them, having not grown up that way, I realized quickly how foolish this materialistic culture that drives this country really is, having been an outsider for so long. I was also fortunate enough to have an incredible economics professor in college who had similar ideologies and criticism of America and its culture.

That coupled with the fact that DACA was never a permanent thing were all the reasons in the world to save money rather than pissing it away like many in this country do. And most of the time get little to no return for it.

It's beyond idiotic.
You're saying that you have 2+ properties, all cash purchases, including other financial assets such as investments/bonds/stocks? All without any credit and borrowing history?

Taking you at face value.. you have at a minimum of one property for business purpose only. Seeing as you're painting yourself to be a savvy businessman who earned a lot of money (very high salaried position?) to purchase property, you'd know something about what you're writing off in depreciation on said property asset for 2015, because that's not chump change by any means. Surely you're leasing it out, a frugal and wise person wouldn't buy realty and have it sit around doing nothing.

May I inquire what your accountant estimated the amount of depreciation you took in 2015?

Because I smell BS and combined with the extraordinary amount of "holier than thou" coming from your shitposts, I've got a hunch you're full of shit. But you might not be and just be an insufferable prick who probably got lucky.


edit: you've made a post exactly like this somewhere else but about "other intelligent people" who amassed assets/property who are free and clear of debt.

you sound like a fucking late night infomercial.

I feel like if you were pressed you wouldn't be able to maintain a story long enough to convince anyone who actually owns a business (me) and also owns a rental property (me) and also owns a multi family home(me), that you actually own what you say you do.

But i'll share first. My 1st was fannie mae forclosure, got it cheap. rent it out now. 2nd is a 203k rehab. in process of fixing it up and might sell it in 2-3 years depending on market or just live there for low monthly cost. loan was approved after underwriter went through my LLC's books and all my 1040's filed since 2013. ez.
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Last edited by bond284; 11-10-2016 at 12:08 AM..
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#46
11-10-2016, 10:06 AM
Senior Member
Joined in Jan 2013
134 posts
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Quote:
Originally Posted by Got_Daca View Post
I had some amazing time with some of the money. I mean A-mazing. During my heyday I slept with around 20 beautiful women.


YOU MEAN ESCORTS?

lmfaooooooo
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Applied with Lawyer: Aug 29th...Receipt Date: Sept 12th........BIO Appt: 10/11
RFE: Dec 3rd
RFE Send: Jan 10th (dang lawyer took so long)
Daca and EAD Approved: Jan 25th&29th
SSN: Still pending
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#47
11-11-2016, 01:02 AM
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Joined in Nov 2010
201 posts
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Quote:
Originally Posted by Marty View Post
YOU MEAN ESCORTS?

lmfaooooooo
Escorts are people too! lul
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#48
12-08-2016, 03:52 PM
Senior Member
From Texas
Joined in Aug 2011
147 posts
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Quote:
Originally Posted by Dreaming4newlife View Post
It's only valid with DHS approval. So, it DACA ends, our SSN are gone too.
Well, not necessarily. This is my mere assumption and not a fact but my logic comes to this conclusion. Since SSNs are not recycled, then ours is ours till the day of our death. Therefore, even if our SSNs llegally become invalid to use; the SSN itself is valid. So here's the interesting part, we could pretty much keep using our SSNs unless, whoever we provide it to, it goes through some sort of verification for usage validity.
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#49
12-09-2016, 09:05 PM
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Joined in Nov 2016
1,674 posts
dreamer12345
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Quote:
Originally Posted by Gzalo View Post
Not that I'm surprised many of you lack morals, but leaving behinds thousands in debt per illegal is just going to increase their distaste for illegals. Not only have MANY of us already leeched of the system, avoided paying taxes, hospital bills etc that then get passed on to the tax paying American, but now you want to leave a bigger shit stain on the carpet of someone's home that you weren't even allowed into in the first place.

I notice a very common trend of Deferred Action Beneficiaries being extremely self interest driven, giving no fucks about anyone else but themselves. Anything to get a green card. I bet many of you would deport your own families if Trump offered a pardon for turning them in. What a sad world we live in honestly.
This is Trump's America now, it's cool to be a self centered asshole now and I'm personally done playing nice.
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#50
12-11-2016, 04:09 PM
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Joined in May 2016
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your debt becomes a loss the bank eats if they cant find anything to take
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Feel incredibly lucky and fortunate to have had DACA and to live in the US. Somtimes, I sit here and think about my incredible fortune.
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