Bank of America Freezes Family's Accounts After Demanding Proof of Citizenship - Page 4

That actually happened to my mom last month. My mom has been with bank of america for more than 20 years I believe. It all started when her credit line was increased and made a few wire transactions to her other bank account. immediately she called customer service and asked what the issue had been and sure enough the person was inquiring about her status. It was a bit confusing at first since the bank has all that information on file, needless to say she even got a mortgage loan through them.The issue was not solved with just simple phone call, she personally had to go to an office branch with her paperwork just to clarify the situation.

my brokerage account laughs at your 1.75% and all banking plebs.

My wife (USC), just got a letter from Chase requesting her Citizenship status. I bank with WF and they asked something similar a couple of years ago. When I first opened WF account all they asked me was for an ID and ITIN.

Scary as shit, make sure y’all pull out all the cash right before your daca expires !

Honestly, I think BofA is one of the more immigrant friendly banks. I have 3 Credit cards with them with limits of 9k, 18k, and 22k . Wells won't even approve me for a CC due to status but they do own my mortgage loan of 275k lol idiots. I do have a Chase CC too with a limit of 18k also. I have no issues with BofA but I guess Chase would be the next best thing .

I bank with Schwab, unlimited automatic rebates on all atm charges lol

If you travel a lot just pull that cash money from anywhere - ain’t no thing

Mobile checks take a little longer than Wells Fargo did but it’s a non-issue for the most part.


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For the most part tho credit unions might be a safer bet. There is even a Latino based coop in Durham where I live. They’re as competitive as any bank but I don’t use them

What prompts a bank to ask you for your citizenship status?

I've had Chase since my first DACA was granted in 2012 and never had that quesiton asked of me.

You guys realize that it is required for a bank to know your citizenship right? I work in Financial Services and they need to report their deposits appropriately.. They don't care if you are here legally or not, they care what is your country of citizenship and if you are a US Resident or not and by US Resident meaning having a proof of address in the US.

PS. I am laughing at all of you getting some shit 1.75% while I am fully invested in markets and I am printing money go Trump Go

bitch plz, you know this week's been shit in the market

Yep. Schwab is the way to go. Also how the hell did you all get ally accounts? They told me that I had to be a citizen or a permanent resident to get their stupid account.
Also for those people talking about how their ally account reimburses their atm fees, I’m pretty sure it has a limit of 10 bucks. That’s like 4 withdrawals. Schwab has unlimited international and domestic atm fee reimbursements (although the international ones aren’t that important to Dreamers).

Now excuse me while I move my money from BoA.