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DAP Forums > DREAM Act > The Lounge

Which banks give credit cards to people with DACA? - Page 2

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#11
06-13-2016, 12:28 PM
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carlitosediel
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Capital One I have a couple with them easy to get approve and start your credit.
__________________
Application Sent: 11/27/2012
Acceptance Message : 12/3/2012
Bio metrics taken: 12/11/12 (walk-in) schedule for 12/28/12
Approval: 04/09/13
SSN: TBA
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#12
06-13-2016, 02:55 PM
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lemonlilly
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i have a credit card through Bank of America. in my county, they will issue secured credit cards to individuals who have DACA. thereafter, they will issue a regular credit card and refund you the deposit. i believe it takes about 6 months to a year.

through them, i got a credit card with a small credit limit, even though i did not have a SSN on file. they have been my banking institution for several years, and they said they issued it to me because i have had a long relationship with them.

if you go the secured credit card route, check with them after six months to see if they can give you a normal credit card. if they do, keep that credit card open for as long as possible to boost your credit history. i advise against multiple credit cards, especially when you have young credit. truly, 1 credit card with yearly credit line increases should suffice for a few years.

i got my credit line increased by 200% within a year of making small purchases and timely payments.
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#13
06-13-2016, 04:12 PM
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Joined in Oct 2012
366 posts
lyrad89
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Wells Fargo is dumb.. Got denied for a 'preapproved' offer as well, same reason: lack of permanent residency--was so mad at the time, I closed my account and took all my money from them.. all of my precious $700 bucks. Lol, moved to Chase.

I got Chase Freedom as my first credit card after getting DACA.
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#14
06-13-2016, 05:22 PM
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carlitosediel
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Quote:
Originally Posted by lyrad89 View Post
Wells Fargo is dumb.. Got denied for a 'preapproved' offer as well, same reason: lack of permanent residency--was so mad at the time, I closed my account and took all my money from them.. all of my precious $700 bucks. Lol, moved to Chase.

I got Chase Freedom as my first credit card after getting DACA.
Funny I tried to open a checking account with Chase and they would't take my work permit
__________________
Application Sent: 11/27/2012
Acceptance Message : 12/3/2012
Bio metrics taken: 12/11/12 (walk-in) schedule for 12/28/12
Approval: 04/09/13
SSN: TBA
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#15
06-13-2016, 07:01 PM
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BrokeAssJr
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Quote:
Originally Posted by Chyno View Post
I have a wells Fargo credit card. No reason to hate.
I'm not hating at all, I'm just letting everyone know to pass on Wells Fargo as far as a credit card. I personally love BofA cuz they show us way more love!
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#16
06-13-2016, 07:49 PM
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Malign0n
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I love my credit union. Didn't even show my social to open my account
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#17
06-13-2016, 08:06 PM
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Chyno
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Why does it for DACA for many of you? I never had that issue. Do you guys check your credit karma?
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#18
06-13-2016, 08:31 PM
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yonah
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Bank of America is the most undocumented friendly bank I've ever dealt with.... They even have letter specifically meant for USCIS!!
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I "Had" a Dream... Then Trump became president....
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#19
06-14-2016, 12:19 PM
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carlitosediel
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Quote:
Originally Posted by Chyno View Post
Why does it for DACA for many of you? I never had that issue. Do you guys check your credit karma?
The issue I always get is that on my credit report says:
INPUT SSN ISSUE DATE UNVERIFIED
__________________
Application Sent: 11/27/2012
Acceptance Message : 12/3/2012
Bio metrics taken: 12/11/12 (walk-in) schedule for 12/28/12
Approval: 04/09/13
SSN: TBA
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#20
06-14-2016, 07:28 PM
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Chyno
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Quote:
Originally Posted by carlitosediel View Post
The issue I always get is that on my credit report says:
INPUT SSN ISSUE DATE UNVERIFIED
Interesting can you post a pic?

Have you tried googling that?
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