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DAP Forums > DREAM Act > The Lounge

Credit Unions with low interests that will approve us? - Page 2

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#11
10-18-2018, 03:00 PM
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DreamerSD23
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Quote:
Originally Posted by deetx View Post
I understand those that are concerned about me being able to afford the car. But I just did A random estimate of my own with the taxes and a little more included just because. The car is actually going for $32k. I bought a brand new car last year on my own, no co-signer, and was able to pay that off within a year. I also make more money because I got offered another job two days ago. Again, these numbers are estimates. The negativity is just so annoying and unnecessary. I’m being cautious about my finances but not gonna live my life in fear. How is the government gonna deport almost one million people? That’s how people commit suicide. So if you can’t answer the question I asked, keep your thoughts to yourself. Thanks
Makes sense, most of the people I know with DACA were able to get a loan, even a private student loan for grad school from Wells Fargo.
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SERVICE CENTER: CHICAGO
BIOMETRICS: 8/15/2013
APPROVAL: 1/15/2014
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#12
10-18-2018, 03:01 PM
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Quote:
Originally Posted by deetx View Post
I understand those that are concerned about me being able to afford the car. But I just did A random estimate of my own with the taxes and a little more included just because. The car is actually going for $32k. I bought a brand new car last year on my own, no co-signer, and was able to pay that off within a year. I also make more money because I got offered another job two days ago. Again, these numbers are estimates. The negativity is just so annoying and unnecessary. I’m being cautious about my finances but not gonna live my life in fear. How is the government gonna deport almost one million people? That’s how people commit suicide. So if you can’t answer the question I asked, keep your thoughts to yourself. Thanks
You should have mentioned the new job. How much more do you make? And honestly even if you were a us citizen, pretty sure everyone here would still be questioning why you wanted to buy such a car that was worth more than your yearly income. It just seems financially irresponsible.

But to the person who mentioned Wells Fargo: fuck Wells Fargo.
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Last edited by CUSenior; 10-18-2018 at 03:06 PM..
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#13
10-18-2018, 08:59 PM
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Christ, not even safe in the country and buying a car worth more than your yearly income, jesus.

Buy a cheap car cash and be done with it.
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#14
10-18-2018, 09:31 PM
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Quote:
Originally Posted by beingoflight View Post
Christ, not even safe in the country and buying a car worth more than your yearly income, jesus.

Buy a cheap car cash and be done with it.
Why are y’all so worried about my income? There’s daca recipients, buying houses right now. Don’t worry about my income. Starting next week I will be making $38 bucks an hour and I’m sure you don’t make that and most of the others sooo worried about it. Answer the question or shut up.
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#15
10-18-2018, 10:07 PM
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Quote:
Originally Posted by DreamerSD23 View Post
Jesus, 38K for a car on 30K a year salary?

Are you planning to bail on the loan the moment your EAD is gone?
2.5k a month after taxes is about 40k salary.
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#16
10-18-2018, 10:08 PM
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Originally Posted by deetx View Post
So I am looking for a loan for about 38k to purchase a car. I searched the thread and couldn’t find any posts about it. If anyone knows of banks that will approve for that amount please leave the name or a link, please and thanks. Credit score was better but now 720ish, make about $2500 monthly...if that helps. Please and thanks.
Just have the auto dealership find finance for you. No big deal long as you have EAD.
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#17
10-18-2018, 10:16 PM
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Why are y’all so worried about my income? There’s daca recipients, buying houses currently. Don’t worry about my income. Starting next week I will be making $38 bucks an hour and I’m sure you don’t make that and most of the others that’s sooo worried about it. Answer the question or shut up.
I asked a question about credit unions not your opinion about my income, I just threw a number out there. Some of you people are so idiotic. It’s amazing. Oh and I don’t pay any bills. My family handles that. They’re all citizens and won’t let me pay for anything. I only pay my credit card since y’all care so much and refuse to answer the question I politely asked.
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#18
10-18-2018, 10:19 PM
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Originally Posted by deetx View Post
Why are y’all so worried about my income? There’s daca recipients, buying houses right now. Don’t worry about my income. Starting next week I will be making $38 bucks an hour and I’m sure you don’t make that and most of the others sooo worried about it. Answer the question or shut up.
Quote:
Originally Posted by JayR9 View Post
2.5k a month after taxes is about 40k salary.
Thank you. Somebody knows how to do math. They’re so quick to judge and end up wrong. Idiots
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#19
10-19-2018, 12:25 AM
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Quote:
Originally Posted by JayR9 View Post
2.5k a month after taxes is about 40k salary.
Banks, lenders, apartments etc... always ask for gross income, not net income because gross income is stable, while net income changes on your circumstances. So when he/she wrote
Quote:
make about $2500 monthly
I assumed gross.
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SERVICE CENTER: CHICAGO
BIOMETRICS: 8/15/2013
APPROVAL: 1/15/2014
Last edited by DreamerSD23; 10-19-2018 at 12:28 AM..
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#20
10-19-2018, 12:34 AM
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Quote:
Originally Posted by deetx View Post
Why are y’all so worried about my income? There’s daca recipients, buying houses right now. Don’t worry about my income. Starting next week I will be making $38 bucks an hour and I’m sure you don’t make that and most of the others sooo worried about it. Answer the question or shut up.
Calm down bro, first you were making $30K-40K, now you're making $76K-$80K.

Be happy.
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SERVICE CENTER: CHICAGO
BIOMETRICS: 8/15/2013
APPROVAL: 1/15/2014
Last edited by DreamerSD23; 10-19-2018 at 01:56 PM..
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