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DAP Forums > DREAM Act > The Lounge

Best bank to apply for a Credit Card?

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#1
10-25-2012, 12:20 AM
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Do you guys know what bank is better to apply for a credit card?
I want to start building up my credit to be able to buy a car next year....
Any suggestions?
I have an account with Wells Fargo but I was thinking on opening another account with Bank of America.
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#2
10-25-2012, 12:51 AM
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Ha, that's funny. I have a bank account with BoA and I will try to apply for one with Wells Fargo. My friend recently got a credit card with a $2400 spending limit! She is still new to her part time job, and hasn't really started building her credit. I was amazed, and it peaked my interest. I would try the bank you currently have first. If they don't help you out, try another. I would imagine most banks/companies would give us $500 max, which is still good for me. Also, apparently Capital One hands out credit cards like hotcakes.
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10-25-2012, 12:52 AM
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If you don't have credit a local credit union... if you have credit American express...
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10-25-2012, 12:53 AM
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Quote:
Originally Posted by MadMan View Post
Ha, that's funny. I have a bank account with BoA and I will try to apply for one with Wells Fargo. My friend recently got a credit card with a $2400 spending limit! She is still new to her part time job, and hasn't really started building her credit. I was amazed, and it peaked my interest. I would try the bank you currently have first. If they don't help you out, try another. I would imagine most banks/companies would give us $500 max, which is still good for me. Also, apparently Capital One hands out credit cards like hotcakes.
Capital one % is like prison sex...
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10-25-2012, 12:56 AM
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Quote:
Originally Posted by tommydreamer View Post
Capital one % is like prison sex...
They f%$# you over and then take your money? And people say thugs are gangsters.
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3rd Renewal: *Shipped: 01/15/18. *Delivered: 1/17/18. *Acceptance: 01/19/18. *Biometrics: 1/20/18. *Appointment: 02/08/18. *Expiration: 09/18.
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10-25-2012, 12:57 AM
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Quote:
Originally Posted by tommydreamer View Post
If you don't have credit a local credit union... if you have credit American express...
this is going to sound really stupid but how do you know if you have credit? i mean, i've had a debit/savings account for like 7 years, does that help build some sort of credit?
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10-25-2012, 12:59 AM
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Quote:
Originally Posted by titandreamer View Post
this is going to sound really stupid but how do you know if you have credit? i mean, i've had a debit/savings account for like 7 years, does that help build some sort of credit?
Freecreditreport.com look at your score..
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10-25-2012, 01:00 AM
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Quote:
Originally Posted by MadMan View Post
They f%$# you over and then take your money? And people say thugs are gangsters.
More money is stole by ball point then at gun point...
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10-25-2012, 01:08 AM
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Quote:
Originally Posted by tommydreamer View Post
More money is stole by ball point then at gun point...
Oop. Sorry Carlton Banks, I didn't mean to offend you when I used the word "thug."
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Original: *Delivered: 08/15/2012. *Biometrics : 9/20/12. *Approval Date: 10/17/12. *EAD Received: 10/20/12. *Social: 10/26/12.*Drivers License: 10/29/12.

3rd Renewal: *Shipped: 01/15/18. *Delivered: 1/17/18. *Acceptance: 01/19/18. *Biometrics: 1/20/18. *Appointment: 02/08/18. *Expiration: 09/18.
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10-25-2012, 01:09 AM
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Quote:
Originally Posted by MadMan View Post
Oop. Sorry Carlton Banks, I didn't mean to offend you when I used the word "thug."
#thuglife
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