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DAP Forums > DREAM Act > The Lounge

***Credit Transfer Question***

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#1
11-03-2012, 11:24 PM
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So I already have my EAD, DL and social security card. I have read that you can only transfer your credit history to a new assigned social security number if:

- You may have been the victim of identity theft

or

- Your Social Security number may have been compromised in some other way

Wouldn't I have to admit to committing credit card fraud?

I have a lot of credit history (2008-2012) with the fake social security that I was using before I got the new one in the mail. Does this mean that I have to start all over again from scratch? If anybody has information regarding this please let me know. Thanks.
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California Service Center • Date Application Sent: 08/24/2012
Arrival date: 08/27/2012 • Form i-797: 08/30/2012 (Via Text Message)
Biometrics: 09/26/2012 (No Walk-In) • Approval: 10/05/2012 (Via Text Message) • EAD Card Received: 10/11/2012 • Applied for SSN: 10/15/2012
SSN Printout: 10/17/2012 • SSN Received: 10/31/2012
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#2
11-04-2012, 12:13 AM
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WOW how do you know u have a lot of credit??
the first thing they ask you when you wanna check your credit is your SS I mean a real one.
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#3
11-04-2012, 12:23 AM
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Secured Credit Card. Started with that and after one year I started getting all kinds of offers from different credit card providers. I only had the Matricula id so all my applications were filed out through internet. My ID number was that number thats on the bottom right of the Matricula. After getting approved I would just receive the credit card in the mail. That simple.
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California Service Center • Date Application Sent: 08/24/2012
Arrival date: 08/27/2012 • Form i-797: 08/30/2012 (Via Text Message)
Biometrics: 09/26/2012 (No Walk-In) • Approval: 10/05/2012 (Via Text Message) • EAD Card Received: 10/11/2012 • Applied for SSN: 10/15/2012
SSN Printout: 10/17/2012 • SSN Received: 10/31/2012
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#4
11-04-2012, 03:48 AM
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I have a credit card with Chase and I called them up to make the change. Days later I received a call in which they asked me to provide proof that my old social was assigned to me and proof of my new social. The lady said that I can just send them a copy of my old card and a copy of the new one...

Then I got a letter on the mail that only asks for a copy of my new social, so that's what I'm going to do. I don't want to send them a copy of a false document. Hopefully I'll be fine.
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#5
11-04-2012, 02:46 PM
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I would do that, but I only have once credit card open right now. The rest of the accounts are closed because I already paid them off. Thos are the accounts I want to transfer over to my new SSN
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California Service Center • Date Application Sent: 08/24/2012
Arrival date: 08/27/2012 • Form i-797: 08/30/2012 (Via Text Message)
Biometrics: 09/26/2012 (No Walk-In) • Approval: 10/05/2012 (Via Text Message) • EAD Card Received: 10/11/2012 • Applied for SSN: 10/15/2012
SSN Printout: 10/17/2012 • SSN Received: 10/31/2012
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#6
11-04-2012, 04:20 PM
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I'm very curious to see if this works. Keep us updated!
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#7
11-04-2012, 07:50 PM
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What about dreamers who have had credit cards since 2007...with passports and no ssn.....can that be transferred by calling the bank?
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#8
11-04-2012, 08:08 PM
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Quote:
Originally Posted by Ayame View Post
What about dreamers who have had credit cards since 2007...with passports and no ssn.....can that be transferred by calling the bank?
If you don't have a ssn added, im thinking you can just call and get it added on there. The OP is asking about credit cards with a false ssn.
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#9
11-05-2012, 01:06 PM
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Quote:
Originally Posted by Jg1206 View Post
So I already have my EAD, DL and social security card. I have read that you can only transfer your credit history to a new assigned social security number if:

- You may have been the victim of identity theft

or

- Your Social Security number may have been compromised in some other way

Wouldn't I have to admit to committing credit card fraud?

I have a lot of credit history (2008-2012) with the fake social security that I was using before I got the new one in the mail. Does this mean that I have to start all over again from scratch? If anybody has information regarding this please let me know. Thanks.


How to Transfer Your Credit History to a Newly Assigned SSN

When you are assigned a new Social Security Number (SSN), your previous credit history will not automatically transfer. Credit history is not kept by the Social Security Administration. Instead, the three major credit bureaus, Experian, TransUnion and Equifax, keep their own records of your credit history. Therefore, to transfer your credit history you will need to notify each of the credit bureaus directly and provide evidence of your claim.

1. Contact your current lenders and inform them of your newly assigned SSN. They should begin to report your credit under your new number.

2. Type a letter to the credit bureau, explaining that you have a new SSN. Keep the letter simple and to the point. List all previous numbers you had credit under and any previous names you used. Request that your account be listed in your new credit report.

3.Print four copies of the letter, one for each of the three credit bureaus and one for your own records. Sign the three copies for the credit bureaus.

4. Address one envelope to each credit bureau, affix a stamp and write your return address. The three credit bureau addresses are as follows:

Equifax
P.O. Box 740241
Atlanta, GA 30374

Experian
P.O. Box 2002
Allen, TX 75013

TransUnion
P.O. Box 1000
Chester, PA 19022

5. Make three copies of the document you received from the Social Security Administration informing you of your newly assigned SSN. Attach one to each letter and put each letter in an envelope. Mail the letters to the credit bureaus.

6. Wait a month or two and request a free copy of your credit report through AnnualCreditReport.com from each credit bureau. Verify that your credit history has been transferred by each credit bureau. If it has not, call the credit bureau in question to sort out the problem.

Equifax
1-800-685-1111

Experian
1-888-397-3742

TransUnion
1-800-888-4213

source: http://www.ehow.com/how_6758058_tran...igned-ssn.html
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#10
11-05-2012, 10:25 PM
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I'm going to try to update my SSN first and update my information on my credit report first and then call my credit card companies.
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