Just got a Discover credit card application.

any advice?? is it worth it? could i use my SSN# even though it might possibly not be available in the system since its new.

You have to look at interest rates, annual fees, cash back etc. Don't get a CC unless you have a job. It is not free money it is a loan.

I think I'm going wait until i get a job. Thanks for the response.

CC's are the worst things to happen. It's taking me forever to pay off $700. It started off okay, but towards the end of college needed use it to purchase books on it...

And your goal is?

You don't have to pay minimum, you know that?

You are struggling with $700?
Do you have a job?

They're always sending those out since we graduate from high school. I say do some research and wait a bit before you apply for a credit card.

I was denied by them and I have really good credit. I applied last year when I was still using my ITIN though. I've been approved for every other credit card I've applied for. My best friend applied for one a few months back and got denied as well. Her credit is good and she's a USC.