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Question about the Affordable Care Act?

#1
08-16-2013, 12:30 PM
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So to my understanding by 2014 everyone will have to buy insurance or pay a tax if you dont have any coverage , but undocumented immigrants wont be ale to buy the subsidized insurance coverage. Will people in our situation still have to pay the tax for not having insurance?
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#2
08-16-2013, 02:33 PM
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chio805
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Good question, I would also like to know the answer.
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#3
08-16-2013, 02:48 PM
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No, because you are undocumented they have no proof of you existing. They take the fine out of your taxes every year.
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#4
08-16-2013, 05:06 PM
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I used to have health insurance, but since it was too expensive I had to let it go. I'm guessing I'll get insurance by the time I have to file taxes
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#5
08-16-2013, 05:19 PM
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KirchoffRegime
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It's a tough situation. If you're undocumented and don't do taxes, then you don't have to pay anything if you don't pay insurance.

But one of the conditions to get documents if there is some kind of reform is that you must have done your taxes since you arrive in this country. So if you don't have insurance and do your taxes as you're supposed to do then it's going to cost. Here's an article with the specific numbers: http://www.webmd.com/health-insuranc...-penalties-aag

Here's the gov't website with details on the program itself: healthcare.gov
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#6
08-16-2013, 06:04 PM
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We are not part of the healthcare law, technically we are not obligated to but if you do taxes, then I don't know. Msaccountant might know, I hope.
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#7
08-17-2013, 11:37 AM
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Our parents don't have to. Obamacare expressly exempts them from the bill.

Those of us who have DACA are covered by Obamacare and the need for insurance though. The bill requires everyone with legal presence in the US to do so.

I have the text of the bill somewhere in my docs. I'll edit in the relevant portions in a bit.

Okay here it is:
________________________________

@Regarding the Healthcare Exchanges/ Subsidized Plans

Section 1312 (f)(3)
Quote:
(3) ACCESS LIMITED TO LAWFUL RESIDENTS- If an individual is not, or is not reasonably expected to be for the entire period for which enrollment is sought, a citizen or national of the United States or an alien lawfully present in the United States, the individual shall not be treated as a qualified individual and may not be covered under a qualified health plan in the individual market that is offered through an Exchange.
DACA recipients, as well as those on TPS, are eligible for the exchanges. The text itself only excludes those not lawfully present, as opposed to those without legal status.

SEC. 5000A (d)(3)
Quote:
‘(3) INDIVIDUALS NOT LAWFULLY PRESENT- Such term shall not include an individual for any month if for the month the individual is not a citizen or national of the United States or an alien lawfully present in the United States.
Likewise, the individual mandate exempts those not legally present. DACA gives us legal presence so we are covered by it.
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#8
08-17-2013, 05:58 PM
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I've heard in multiple news casts that DACA people are not included. Wtf?
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#9
08-17-2013, 07:02 PM
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Quote:
Originally Posted by turmalina View Post
I've heard in multiple news casts that DACA people are not included. Wtf?
They didn't read the bill
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#10
08-17-2013, 07:27 PM
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Hmm...not according to this.

Quote:
AFTER August 30, 2012, what do DACA-eligible individuals have access to in terms of health insurance?

After August 30, 2012, DACA-eligible individuals have the same access to health care and health insurance as undocumented immigrants. For example, individuals granted deferred action under the DACA policy:
  • Can get health insurance through their employer, if it is available.
  • Cannot get comprehensive health insurance under Medicaid or CHIP in their state, unless the state has a separate, state-funded program or has elected the federal option to provide prenatal care regardless of the woman’s immigration status.
  • Cannot apply today for the high-risk insurance pool (the Pre-Existing Condition Insurance Plan, or PCIP), unless the state where they reside has a separate state-funded program.
  • Will not be able to buy private, comprehensive health insurance in the Exchange after January 1, 2014.
  • Will not be eligible for federal tax credits to make private health insurance affordable (even if they are paying federal taxes) in the Exchange.
  • Will likely not be eligible for the Basic Health Plan if their state has this program.
  • After 2014, will likely not be required to have health insurance under the “individual mandate.”
  • Can buy full-price health insurance outside of the exchanges, if it is available.
Quote:
Do the DACA health care restrictions affect all individuals granted deferred action?

No. The restrictions apply only to individuals granted deferred action under the DACA policy and process. Individuals granted deferred action through other avenues will have access to all of the options for affordable health insurance discussed above.
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