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DAP Forums > Other Topics > New Members

help please

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#1
06-16-2008, 01:06 AM
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From new york
Joined in Feb 2008
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jimqu718
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does any1 have credit problem? i mean i have never owned any debt b4 but the frigging collecting agency always sending me letters waring me tat i owes them 35000$. i really dont no wat to do now.its almost five years now, b4 i just ignored it but lately i was trying to set up an account with city bank, cant do it. i mean if i have tis kind of money i would not have to work my ass offf just trying to save enough money to go back to college. any 1 with the same situation or can help please let me know. thank you very much.
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#2
06-16-2008, 01:41 PM
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do you have a SSN?

it could be identity theft issue. Every year you have access to one free report from each of the three credit rating agencies, go do a google search to see how to get those.

Review it and see if you notice anything that should not be there.
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#3
06-18-2008, 09:35 AM
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You are entitled a free report every year.
http://www.ftc.gov/bcp/conline/edcam...rts/index.html
Here's more info on it.
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#4
06-23-2008, 03:00 AM
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From new york
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jimqu718
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Quote:
Originally Posted by quaker View Post
do you have a SSN?

it could be identity theft issue. Every year you have access to one free report from each of the three credit rating agencies, go do a google search to see how to get those.

Review it and see if you notice anything that should not be there.
the problem is i dont have anything, i came to tis country wen i am like 10, and my aunts and uncles never file any documents for me. wat s the best thing i should do guys?
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