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Opening Credit card account difficult ... :( - Page 2

#11
11-03-2012, 03:34 PM
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I'm personally looking at secured credit cards. It's pretty much a guaranteed approval, and a sure way to build credit. Just pay off the bill in full every month, cause the interest rate is HIGH.
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#12
11-03-2012, 10:04 PM
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Really people??
Its called a SECURED CREDIT CARD.
Dont take my word for it, search it up.
Nobody gets rejected.
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California Service Center • Date Application Sent: 08/24/2012
Arrival date: 08/27/2012 • Form i-797: 08/30/2012 (Via Text Message)
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#13
11-03-2012, 11:04 PM
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Yes, I went to Bank of America and capital one....secured is the best way to go.
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#14
11-04-2012, 01:22 AM
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I was able to get a Citibank student credit card, unsecured. Applied when I got my SSN and was approved for $1,000.
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#15
11-04-2012, 01:54 AM
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Quote:
Originally Posted by sociologist View Post
I was able to get a Citibank student credit card, unsecured. Applied when I got my SSN and was approved for $1,000.
Really? I applied for a card with Citi, but they rejected me telling me that only legal permanent residents can get one with them. In any case, I was approved for a Discover student card and a CapitalOne student card.
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Application self-filed on 8/15 (California); Application sent on 8/15 via FedEx next day; Application arrived 8/16 at 10:30 and signed by EArdnt in Phoenix; G-1145 8/20; I-797C 8/27 (routed from Nebraska); Biometric scheduled 9/12 at 2 PM; Biometric walk-in 8/27 around 2 PM; EAD approval 9/10 ; EAD card arrival 9/14; SSN application 9/14; SSN Card arrival 10/15; DL 10/18
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#16
11-04-2012, 04:03 AM
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Quote:
Originally Posted by NotYetKnown View Post
Really? I applied for a card with Citi, but they rejected me telling me that only legal permanent residents can get one with them. In any case, I was approved for a Discover student card and a CapitalOne student card.
Really? I applied over the phone for their Citi Dividend Platinum Select Visa Card for College Students and was never prompted for immigration status. On the online application I do see that question, but I called in because the website kept asking for my school information but was not allowing me to input it. I was also approved for the Discover card and opted to keep both, one for daily use and one for emergency purposes.
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Date Sent: 8/30 Received: 9/1 G-1145 Alert: 9/06 I-797: 9/11 Bio App Received: 9/13 for 10/05 Walk-in: 9/14 Approved: 10/17 EAD Shipped: 10/18 EAD Received: 10/20 SSN App: 10/24 SSN Received: 10/27
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#17
11-04-2012, 10:15 AM
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Quote:
Originally Posted by sociologist View Post
Really? I applied over the phone for their Citi Dividend Platinum Select Visa Card for College Students and was never prompted for immigration status. On the online application I do see that question, but I called in because the website kept asking for my school information but was not allowing me to input it. I was also approved for the Discover card and opted to keep both, one for daily use and one for emergency purposes.
Sweet. I also applied for a citi college cc. I picked the other one cuz i know the rewards are a lil better. How long did they take to reply?
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#18
11-04-2012, 10:52 AM
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Quote:
Originally Posted by sociologist View Post
Really? I applied over the phone for their Citi Dividend Platinum Select Visa Card for College Students and was never prompted for immigration status. On the online application I do see that question, but I called in because the website kept asking for my school information but was not allowing me to input it. I was also approved for the Discover card and opted to keep both, one for daily use and one for emergency purposes.
Discover Card service is absolutely amazing I used it properly for first six months. Asked them for a credit limit increase, they simply asked me how much of an increase I wanted and I was forwarded to a credit analyst and he just asked me why I want the increase. He saw my history and increased it immediately to what I asked for. Capital One is one cheap company in comparison.
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#19
11-05-2012, 03:58 PM
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So no banks will be able to provide us a credit card as of now? I applied for BOA credit card last week and it got rejected.. But what I'm worried about is that one of the reasons I got denied was INVALID SSN wtf? And another was lack of history under my name which is understandable but seriously has this happen to anyone else.. ANYONE?
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#20
11-05-2012, 04:43 PM
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I got rejected for that citi card. I have to wait and see what the reason was.
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