Your Credit Score is.. - Page 3
Quote:
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Originally Posted by FinAnalyst
750+
And that's not true... You also don't want to carry zero balance as it makes it look like you are not using your cards, which is bad for your credit. Anything between 1-20% percent is the perfect range. |
FICO 731
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Quote:
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Originally Posted by FinAnalyst
And that's not true... You also don't want to carry zero balance as it makes it look like you are not using your cards, which is bad for your credit. Anything between 1-20% percent is the perfect range. |
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Date of I-797 C Notice of Action - 9/1/12 | Date of Biometrics Appointment - 9/24/12 ( 9/12/12 Walk in Completed)Approved - 9/27/12 | EAD recieved - 10/1/12 | SSN applied - 10/3/12 | SSN received - 10/15
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Quote:
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Originally Posted by john_smith
You are miss-informed. credit card companies don't want you to carry a balance, that is what gets you an A grade on that category, if you do carry a balance, it might not be terrible but it affects your credit negatively vs not carrying a balance.
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EAD EXPIRATION - 09/30/2016
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Quote:
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Originally Posted by FinAnalyst
750+
And that's not true... You also don't want to carry zero balance as it makes it look like you are not using your cards, which is bad for your credit. Anything between 1-20% percent is the perfect range. |
Quote:
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Originally Posted by kmpxx
I'm pretty sure what FinAnalyst meant was to have a balance when statement closes. Afterwards, the balance can be paid in full. Credit bureaus only know what the credit card company reports to them: the ending balance.
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Quote:
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Originally Posted by john_smith
There is no benefit of carrying a balance. You are also miss-informed.
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EAD EXPIRATION - 09/30/2016
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Quote:
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Originally Posted by kmpxx
I don't think you understand what we're saying. There's a difference between "carrying a balance" and "carrying OVER a balance". You want to carry a small percent of balance because it shows the credit card is being used.
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